| General Mortgage Information Please speak with one of our trusted Mortgage Advisors about your mortgage needs. We do not endorse any one in particular. These are companies and agents that have been very honest and good for our clients |
| Why are there so many different rates and how should I choose one? With so many interest rates on so many different kinds of loans out there, it is hard to know which is right for you. You shouldn’t take a rate just because it’s low. In fact, a lower rate on the wrong loan can cost you thousands of dollars. That’s why we discuss your financial goals with you and help you access the best rate on the right loan to help you achieve financial freedom. |
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| CALL FOR A FREE QUOTE TODAY Llame para una cotización gratuita hoy 402-505-3414 NEBRASKA OR IOWA |
| Horarios Lunes - Viernes 8:30AM - 5 PM Sabado 9Am - 1PM Citas Disponibles |
| 2909 s 120TH ST OMAHA, Ne 68144 Next to Winchells Doughnuts 402-505-3414 |
| First Mortgage Co. Tom Schmitz & South Omaha 731-8600 Habla Espanol |
| Frequently Asked Questions |
| What are closing costs and how can I anticipate what they will be? When the purchase or refinance of a property is finalized, various closing costs are collected, including: Discount Points, or fees paid to lower the interest rate Processing Fees Escrow Deposit Title Insurance Appraisal Lender Fees Credit Report Courier Charges Miscellaneous Closing |
| What is an Escrow Account? Lenders put a portion of your monthly mortgage payment into an escrow account – a holding bin of funds to cover hazard and fire insurance and property taxes. When these payments are due, the lender pays them from the escrow account on your behalf. Escrow accounts are required for loans that cover 80.01% or more of the value of the property. |
| Get an Idea of your payment by using the LOAN CALCULATOR |